Why I Didn't Start Investing Earlier

  Back in the day, I didn’t do much with my money.

I didn’t use the stock market because I didn’t understand it. 

I didn’t contribute enough to my 401k because I didn’t think I knew how to choose the best options. 

I didn’t actively save with a plan or system in place because it seemed difficult to figure out. 

I finally realized that my inaction was due to one reason:

Finance professionals make it seem like money is complicated.

Like it's something the average person—AKA me—couldn’t possibly understand. 

If I had taken money into my own hands earlier and invested just $50 per week during the decade of my 20s, my net worth would be about $37,000 more than it is right now, and ~$13,000 of that would’ve been free money (interest!).

I usually discourage women from thinking this way because the past is the past, BUT—look how much money I missed out on because of fear, because I felt inadequate in my own knowledge. 

The best time to plant a tree was 20 years ago. The second best time is today. 

No matter where you are on your financial journey, do something now for your money. Future You will thank you.

Wealth Circles open on August 26, and it’s an amazing place to learn, grow, and love your money.

Happy Friday,

Allegra