6 Figure Savings

The course for women ready to bulk up their savings and spend stress-free.

What is 6 Figure Savings?

a Savings course That helps you start saving easily

Most of us didn’t learn how to manage our finances at home or in school, so it’s easy to let our hard earned income slip through our fingers. This course will give you:

  • A values-based spending plan so you can quit budgeting for good

  • An emergency fund setup so you never have to stress

  • An automated savings system for your money to stack up quickly

  • Clarity on the best accounts to use for your goals

  • An understanding of your savings rate and how to rapidly increase it

What will I learn?

6 Figure Savings is broken down into five modules that will help you spend smarter and save faster.

  • 1: Clarity

    Define your personal values and learn how to align your spending to them.

  • 2: Control

    Understand where your money goes each month and define your ‘Savings WHY'.

  • 3: Security

    Calculate how much you need in your emergency fund and create a plan to fill it.

  • 4: Wealth

    Determine the best savings strategy for your goals and set up automations for them.

  • 5: Freedom

    Understand what financial freedom means to you and the next steps to achieving it.

How does 6 Figure Savings work?

When you join, You’ll Get access to:

  • 5 step-by-step modules that will help you pay down debt, fill your emergency fund, and save for near-term goals

  • Customizable spreadsheets that will help you understand your current financial picture, analyze your monthly spending, and organize your financial accounts

  • Real women’s examples of how they practice values-based spending, utilize their emergency funds, and continue increasing their savings rates

  • Lifetime access to your course materials

Is 6 Figure Savings right for me?

This course is for women who: 

  • Have student loan or credit card debt but no clear plan for how to pay it off

  • Know they should have an emergency fund but don’t know how much they need in it or how best to set it up

  • Hate budgeting but want help spending on what matters and cutting out what doesn’t

  • Have big savings goals but don’t have systems in place to make them happen

How much does 6 Figure Savings cost?

6 Figure Savings costs $180 to join and includes lifetime access to all course materials.

Success Stories

  • Transferred $20K to a HYSA

    “I transferred $20K into a high-yield savings account from one that was getting no interest. I'm also contributing $500 per month towards additional savings goals.”

    —LAUREN S.

  • Filled her emergency fund

    “I opened two high-yield savings accounts and put $10K in each. One for emergencies and one for a down payment on our next property.”

    —CADY M.

  • Excited about her money

    “My focus on money hasn't stopped! I'm constantly excited about making plans for how I allocate my money. This class helped me clearly focus on my money habits and eliminate what isn't contributing to my long term goals.”

    —MARI P.

  • Saving $500 Each Month

    “I started savings accounts for specific goals and have been so proud to watch them grow! I had $1,800 in savings before Factora with no direction for the money. Now, I have $6,000 and contribute $500/month.”

    —ACACIA T.

  • Plan to pay off loans

    I felt like I had gone as far as YouTube University, Google, and self-help books could take me. Now I've made strategic decisions to cut back expenses, I’ve come up with a plan to pay off those student loans, and I’m in the process of purchasing my first home.

    —AQUILLAH R.

FAQs

  • You'll have lifetime access to the course materials. This means you'll be able to review video lessons, update your spreadsheets, and reference all tools & bonus resources for years to come.

  • MODULE 1 | CLARITY

    * How to change the trajectory of your finances

    * How to consistently make better financial decisions

    * Why real wealth is a mindset—and how to change yours

    * Why it’s not how much you make, but how much you keep—and how to keep more while still spending on the things you love

    * How to break bad financial habits and replace them with productive ones

    MODULE 2 | CONTROL

    * How to flip the traditional savings equation on its head

    * Your own Savings WHY—the true reason that’ll keep you motivated to save

    * A clear picture of exactly where your money goes each month

    * The importance of emergency funds and why you need one, stat

    * Your exact, personalized emergency fund number (it’s not the same for everyone!)

    MODULE 3 | SECURITY

    * The different types of savings accounts and what to put in each

    * How to save for near, mid, and long-term goals

    * The best accounts to help you save for retirement

    * How to use compound interest to build your nest egg faster

    * How to set up a savings system that does the work for you

    MODULE 4 | WEALTH

    * How to save more and spend less

    * How to optimize each paycheck to make the most of it

    * Debt and how to think about it versus your savings goals

    * The benefits of automation and how it’ll help you save more than ever

    * Creative ways to increase your income

    MODULE 5 | FREEDOM

    * What exactly “financial freedom” means and how to define it for yourself

    * How to hedge for inflation so it doesn’t eat into your purchasing power

    * Why you can’t build real wealth without investing

    * A preview of what the Wealth Circle is and why to join one

    * Case studies of real Factora Members who’ve made amazing changes

  • 6 Figure Savings is comprised of videos, case studies, and spreadsheets that you can complete on your own time.

    There are no Zoom calls or meetings, which means you can go through the material at your own pace.

    The concepts in each module build on each other, so we recommend going through the material in order. After that, you can skip around and go back to the parts you want to review again.

  • You can email our team and we'll respond within 48 hours. We also have help guides inside the course in short video format to make working your way through the course a breeze.

  • 6 Figure Savings is about 10 hours of material, videos and activities included.

    The spreadsheets and tools will take some time—which is the point! You'll have to dig deep into your numbers, analyze your spending, and create a savings strategy that works for you based on your learnings.

    By doing the work, you'll have a centralized place with all of your financial information and a system to hold yourself accountable to making real, lasting change.

  • If you’re saving while managing debt, 6 Figure Savings will help you prioritize your debt and decide what to pay down vs. what to save.

    We won’t give you a one-size-fits-all debt formula, because like we always say, personal finance is just that: personal.

    We WILL give you a debt quadrant to help you create a game plan for yourself to pay down any high-interest debt while still saving for near-terms goals, like fully funding an emergency account.