The Wealth Circle

The course for women ready to accelerate their wealth-building.

What is the Wealth Circle?

A personal finance and investing course for women

The Wealth Circle will teach you how to create a strategic wealth-building plan, so you can:

  • Earn more

  • Work less

  • Enjoy your money to the fullest, now

Whether you’re just starting out or already investing, it will give you the tools you need to multiply your net worth again and again.

What will I learn in the Wealth Circle?

Learning how to invest is the key to earning more without working more.

You’ll walk away knowing how to:

  • Invest in the stock market & real estate 

  • Create multiple income streams

  • Set up the right account structure

  • Build a personal investment strategy

  • Take massive action in your financial life 

  • Achieve financial freedom

How does the Wealth Circle work?

Here’s what you can expect:

  • Step-by-step video lessons teaching you how to create an investment strategy that works for you

  • Customizable spreadsheets that will help you organize and optimize your personal or household finances

  • Real women’s examples of how they’re using the stock market, real estate, and business investing to build long-term wealth

  • 24/7 access to our private Factora Slack community to get your money questions answered by seasoned female investors

  • Bonus trainings to help you deep dive specific asset classes

  • Lifetime access to your course materials & the Factora community

The Wealth Circle Curriculum

The course is broken down into six sessions that will help you create a wealth plan you’re excited about.

  • 01: Investment Foundation

    Learn how to expand your money mindset and build a solid base to invest from.

  • 02: Stock Market Fundamentals

    Understand how the stock market works, what you can buy in it, and the power of compounding.

  • 03: Asset Selection & Diversification

    Build long-term wealth by learning how to select and manage a paper asset portfolio.

  • 04: Real Estate Investing

    Get creative with partnerships & various strategies to earn income from real estate investing.

  • 05: Business & Accredited Investing

    Get familiar with both sides of business investing: becoming an entrepreneur or acquiring equity in a business.

  • 06: Accountability Systems

    Make your wealth goals a reality by setting up systems for ongoing progress.

When can I join the Wealth Circle?

The Wealth Circle is open!

This course is self-paced, so you can join now and work through the materials at your own pace.

Is the Wealth Circle right for me?

Whether you're new to investing or already a millionaire, the Wealth Circle will teach you how to build wealth confidently.

the Wealth Circle is for women who: 

  • Have a 401(k) but don’t know what it’s invested in

  • Make good money but don’t keep enough of it

  • Pay off their credit cards monthly but don’t see their net worth increasing

  • Invest regularly but don’t know how much they need to retire

  • Have big life goals but don’t have systems in place to make them happen

  • Want to earn more while working less but don’t know how

Who teaches the Wealth Circle?

Hi, I’m Allegra, Founder & CEO of Factora

In my late 20s, I was a corporate ladder-climbing New Yorker who spent more time focused on my LinkedIn title than my financial life. 

Although I was a high-income earner, I had no investments beyond my 401(k), and my saving habits were…not habitual. I felt immense guilt that I wasn’t doing the right things with my money.

So I embarked on the painstaking and lonely overhaul of my financial life. I grew my net worth from -$18K to $1.1M and knew I had to share my learnings with other women.

I created Factora to teach women repeatable steps to growing their net worth and in doing so, forged the action-oriented, supportive community I wish I’d had on my own journey.

We're on a mission to lead 1 million women to $1 million in net worth. I sincerely hope you join us.

you may have seen us in…

Wealth Circle women change their financial trajectories—forever

  • Invested over $100K

    “Before the Wealth Circle, I felt overwhelmed and confused about my money and what to do with it. Since joining, I invested over $100,000 of our savings into different funds. I learned how to review our existing accounts and even took action on new investment goals that we planned.“

    VICTORIA C.

  • Invests 30% of her income

    “In 2 months after completing the Wealth Circle, my spending had gone down by 25%. The empowerment I gained from taking a Factora Circle is truly priceless. I’m now automating 30% of my paycheck to 2 HYSAs and 2 brokerage accounts.”

    AMBER F.

  • Created a new income stream

    Created a new income stream

    “I closed on a property that will include two Airbnb studios and shared studio space for myself and 4-5 other artists. I’m super thankful to Factora for encouraging me to dream big and for connecting me to the amazing team that helped me make it a reality.”

    LISA W.

  • Created a strategic plan

    “I felt like I had gone as far as Youtube University, Google, and self-help books could take me. Since the Wealth Circle, I've made strategic decisions to cut back expenses, I’ve come up with a plan to pay off those student loans, and I’m in the process of purchasing my first home.”

    AQUILLAH R.

  • Negotiated 2 major raises

    “Factora kicked off a kick-ass year of personal and professional financial growth for me. It was the push I needed to start taking my own abilities to build wealth seriously. I increased my net worth by 37% and negotiated 2 major raises!.”

    KANDACE V.

  • $70K net worth increase

    “After taking the Wealth Circle, I feel much more confident making financial decisions. I'm in the process of evaluating an investment property with my partner and a friend. My net worth before Factora was $174,809, and now it’s $246,441. That’s a $70K+ increase in less than 9 months.”

    BECCA P.

  • Increased her income by 61%

    “I raised my income by 61% by picking up an additional consulting project. With this additional income, I can funnel 55% of my total income to pay off my remaining student loan debt in 25 months. It feels incredible to finally have a clear plan in place.”

    REBA C.

  • Maxed out 2 IRAs

    “I feel empowered and strategic! I maxed out 2 IRAs, increased my savings rate from 10% to 25%, and bought my first primary residence with a 3-year plan to turn it into an investment property!”

    EMILY E.

  • Increased net worth by $50K

    “I decreased my debt by $10K, increased my savings rate from 5% to 20%, and increased my net worth by over $50K. I LOVED diving deeper into real estate investing and realized how excited I am about this idea. It really motivated me to get the ball rolling.”

    ACACIA T.

How much does the Wealth Circle cost?

The Wealth Circle costs $1,200 to join and includes lifetime access to the course materials and Factora community.

FAQs

  • You'll have lifetime access to the course materials and Factora community. This means you'll be able to review video lessons, update your spreadsheets, and reference all tools & bonus resources for years to come.

  • The Wealth Circle is designed to give you the financial education you need to analyze your investment portfolio and ask your advisor the right questions to make sure their plan is working for you.

    Advisors can have expensive management fees, and we believe that most people can manage their portfolio on their own and avoid these fees. The Wealth Circle will help you decide if working with your advisor is the right choice, or if you’d rather manage your investments yourself.

  • If you’re currently living paycheck to paycheck and struggling to save, then our 6 Figure Savings course will be able to better support you.

    If you have debt, but are earning more than you spend each month, and want to learn how to invest intentionally at the same time, then the Wealth Circle is a great fit.

  • Amazing! 6 Figure Savings will help you pay down debt, spend based on your values, and fill your emergency fund. The Wealth Circle will help you continue to build off that foundation by teaching you how to invest.

  • There is no need to defer your enrollment! You have lifetime access to your course materials and the Factora community. This means you can complete the course on a schedule that works for you while still having the opportunity to ask questions and make community connections at any time.

  • Your partner won’t be able to join us in Slack, but we always recommend you complete the tools, spreadsheets, and journaling prompts together to get a clearer picture of your financial future.

Join thousands of women learning how to build wealth—together

Get the Wealth Circle Course Outline

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