I increased my Investment Rate from 19% to 37%, and I’m actively seeking employment that pays me more for my experience. Plus, I’m working with a family member to acquire units that can be house hacked, I paid off my car, and I increased my brokerage and retirement account contributions by $650 a month.

KRISTIN J.

I'm saving and investing $1,950 a month: $1,500 to my emergency fund, $200 to my Roth IRA, and an additional $200 for my future business plans and travel. I also started contributing $50 to my brokerage account. I’m on my way! I feel secure in knowing I am all I need.

EMILY W.

Gives you the goosebumps for how awesome of a network you are gaining. The energy alone is motivating in addition to the forever take-home tools and knowledge you will have in your back pocket for the rest of your life & to pass down to generations.

GABRIELLA C.

I’m officially a homeowner! I also opened a brokerage account and contribute to it monthly, even while paying down my consumer debt. I contribute $300/month to a family fund. Since I am self-employed, it’s important to me to feel financially comfortable going into this next phase of life.

NOELLE H.

I’m honestly floored by the progress I’ve made this year! Can’t wait to keep learning and growing with y’all next year. I increased my net worth from $45K to $115K, filled my 6-month emergency fund, started a home down-payment fund, and increased my automated savings rate from 24% to 45%.

MEGAN R.

I raised my net worth from $30K to $300K through automating savings and I am about to buy my first home! Prior to Factora, my mindset about money was that it limited me. But I've had a complete mindset shift since then and now view money - and making it - as a journey towards freedom.

EMILY Z.

After I saw the success of my friend who took a Wealth Circle, I knew I had to get on the Factora train. I opened my first Roth IRA & maxed it out, opened my first brokerage account and initiated monthly contributions, and my net worth increased 137%!”

COREEN C.

Pre-Factora, I was paying nearly $2,000 in rent per month. I purchased my first home with 3% down (originally was going to do 5% but after running the numbers, 3% suited me better) and now my total monthly payment is $2,500 / month...building equity instead of being thrown away!

SHELBY D.

I LOVED diving deeper into real estate investing and realized how passionate and excited I am about this idea. It really motivated me to get the ball rolling. I increased my net worth by over $50k, decreased my debt by $10K, and increased my savings rate from 5% to 20%.

ACACIA T.

I increased my Investment Rate from 5% to 30%, reducing my retirement timeline by 38 years. I increased my side hustle income to $750/month. I opened an HYSA and saved $7K over the course of this class. I automated $500/month into my brokerage account AND I maxed out my IRA.

CRIS V.

In the 2 months after I had completed the Wealth Circle, my spending had gone down by 25%. The empowerment I gained from the Wealth Circle is truly priceless. I maxed out my 401(k) for the first time and am now automating 30% of my paycheck to 2 HYSAs and 2 brokerage accounts.

AMBER F.

Money is power and I now have a seat at the table. I eliminated $21K of debt in 6 months, fully funded my emergency savings, got a contract job that put me in the 6-figure salary club (woo!), purchased my primary residence, and converted my garage unit into an Airbnb to cover my mortgage.

CHRISTINE G.

We've paid off my husband's student loans and credit card debt (the only debt left is a car payment!). I opened an Ally bank HYSA and have fully filled the emergency fund to $20K. My husband and I are now both maxing out our pre-tax accounts (and opening new ones we didn't know he had access to).

SHANNON W.

I've opened a brokerage account, am auto-investing daily, converted old 401Ks into an IRA, reduced my monthly expenses by 20%, quit my job to pursue work that is more aligned with my values, and am on track to purchase & house-hack my first home (it won't be my last home either).

NADIA B.

I opened an HYSA and deposited $15K. Opened a brokerage account and have recurring weekly deposits. Paid off $9K in credit card debt. My goal is to buy a new house and I hope to save at least $40K towards the down payment by the end of the year, PLUS save another $5K to fill my emergency fund to $20K.

JESSICA C.

I finally rolled all 3 of my orphan 401(k)s from past jobs into one IRA and switched up my investments to grow that fund even more! I reduced my credit card debt by $10K. I also opened an HYSA for my emergency fund, increased my credit score from 680 to 783, and increased my savings rate to 10%.

HOLLIS O.