#64: Tough Love with Allegra - 35th Birthday Edition
Episode Summary
In honor of her 35th birthday, Allegra offers eight pieces of wisdom for how to live a happier, healthier, more financially empowered life. She also touches on the hard lessons she learned in her twenties, and explains how Factora fits into her vision of a purpose-driven life.
Episode Notes
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Read A Happy Pocket Full of Money, by David Cameron Gikandi
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Transcript
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This is a special episode, y'all. It's my birthday.
Or at least I'm recording a little 35th birthday tough love episode for you, where I am sharing eight principles I've learned and now live by after 34 trips around the sun. So I hope you enjoy these little tidbits of wisdom. We at Team factoria have been working really hard this summer to get the wealth circle ready for this fall, we are adding even more content. And as always working to make it our best well circle yet, I can't wait to open up spots for this new class of women to join us in August. So make sure you've applied to that your first to know when spots do open. You can do that at factorial wealth.com forward slash wealth dash circle. Again, that's factorial wealth.com forward slash wealth dash circle.
Let's get into it.
This is a leg up in a wet Brantley and you're listening to the coffee and coin podcast where women talk well, I'm the founder of factoria, a company on a mission to lead 1 million women to 1 million in net worth. On this podcast I sit down with factorial alum to share their financial stories, real numbers and how they've transformed their financial lives to prove that it's possible for anyone listening. So I've just turned 35 and wanted to share a little wisdom I've picked up over the years for this tough love with Allegra episode actually saw a great real on Instagram this morning that showed a woman getting ready at different ages that was pretty much spot on. For me getting ready at 21 years old consisted of endless makeup, way too much glitter, rap music and taking vodka shots with my college roommates before a night out. By 25 years old. The rap music was still blaring but now I had moved on to drinking champagne, and really working on fake tanning my body and over bronzing my face with my new york roommates at age 30 the music had changed to something more sultry that I could sing along to I don't know like Adele, and a much smaller makeup case
with
more focus on skincare than makeup. And my big beauty routine at the time was more like getting my eyebrows and my eyelashes died. That was a big deal back then. And now at 35 years old, I find myself listening to business podcasts while drinking Kim booja and applying tinted moisturizer as pretty much my full makeup routine. The reason I'm sharing this is because I think you might be able to relate to what happens as we age, we get to know and appreciate ourselves more. So it feels like there's less need for making ourselves into something else. And more of a desire to let our best selves shine through. And I freaking love this aspect to aging. Getting more in tune with myself and my desires has been my favorite part of growing older. So I put together a little list of eight things I've learned on my trips around the sun. And I'll be honest, I picked up the vast majority of these between 30 and 35 years old. So just over the last few years, I do always joke that I was never really meant to be in my 20s my 20s were way too much about following the crowd, and kind of continuing that college lifestyle of late nights and partying and never really getting quality rest long after college had ended. But when I hit 30, I shed the shoulds and started to focus on the kids. Like what could I do if I put my mind to it? Rather than what should I do this weekend? Or what could I accomplish in my life? If I really got focused and started prioritizing. What experiences Could I have if I chose to make them my reality? So at 30 years old, I was living in New York, but it really wasn't fun for me anymore. I'd moved there at 25 and it was a blast for a while and then at 30 I found myself pretty much broke, even though I had a six figure salary. And I was really disappointed with my accomplishments that only had to do with my job at this point. I mean, I cared about my boss's opinion of me, my career options, my job title, and my salary. But I wanted something different. I wanted something bigger than the life that I was living, where I was constantly stressed out about work, which was my sole means of income, and a place I spent way too many hours at pushing forward someone else's dream. Because do realize that's what you're doing when you work for a company, whoever created or started that company, or whoever the investors are. They're the ones that are making not only the money, but the benefit of all the workers pushing that dream forward and taking it to new heights. So here's where my sob story turns around. I decided I wanted to change, I chose to expand my mind to new opportunities. I knew I needed to get my financial life in order so that one day I could afford to start a family stress free and start a company because I knew I wanted to be an entrepreneur. And so I did. I love that quote that I don't think is attributed to anyone, but it's on posters everywhere. It says she said she could and so she did. So simple, but it really encompasses all you need to start something new. Your mind? If you think you can, you can. And if you think you can't, you can't. So here's the eight things I've learned that are principles I now live by, number one, your thoughts are everything. Now I could go really deep here and talk to you all about quantum physics, subatomic particles, universal energy, and a matter called quanta. But I'm going to spare you and get to the point, your thoughts create your reality. Our physical world is literally made up of ideas and energy,
your thoughts are energy. So when you become certain of particular thoughts, that energy strengthens, and that's how thoughts manifest themselves into reality. So the only issue here is that it doesn't matter to the universe. If your thoughts are positive or negative, which everyone's you think about most are what you're going to bring about into your reality. So this is happening at a conscious and a subconscious level. If you're focused on negative things, that's what you're going to see around you. And if you're focused on positive things, that's what's going to start to appear around you. So I'll share a quote from my favorite book that says it a little more succinctly, quantum physics begins to explain how everything in your world comes to be. You are in direct control of your entire physical world, but you may not be aware of that fact. And your lack of awareness of that fact how the physical matter comes about and your role in it makes your life appear to you as an occurrence that is out of your control. It may appear to you as if you are the victim of circumstances, while all along you are the cause of those circumstances, including your experience of wealth or lack of it. This book is actually called a happy Pocket full of money by david gergen de will link it in the shownotes definitely recommend that you read it if you want your mind cracked right open. But don't think that it's a book about money, because money is a byline in there. It talks a lot about wealth consciousness. But it really talks about universal law and how the world works. So it's a little Woo, but it's truly one of my favorite reads in life today. All right, number two, decide and do pure simple has some nice alliteration. I really think that when you decide something, you should just do it. That is what will give you confidence and help build trust in yourself that you actually do what you say you want to do. And here's something that shocked me when I figured it out. Self Confidence is built by keeping promises to yourself. What I'm gonna say that again, self confidence is built by keeping promises to yourself. Self. This now makes sense to me. But I honestly used to think that self confidence came from outside of yourself. I thought, okay, if I look in the mirror and I look good, that's going to give me confidence and then I'll have self confidence. So no. How do you think that wave of self confidence washes over you, it's you proving to yourself that you can be true to your word. So if you say, I want to save $500 a month, and you don't do it, you have a lack of confidence in your financial ability. But if you do do it, now, you've grown self confidence in your financial ability, because you kept that promise to yourself. You can insert any example here, but this is how you build self confidence by deciding and doing. And by the way, if you decide to do something, and you try it, and you don't like it, you can always pivot, the more important step is making a decision and going for it. Okay, number three, surround yourself with the most positive, uplifting, interesting, intelligent people you can find. There's another quote, and I'm sorry, I'm so bad at attributing quotes to people, but it's something about you are an amalgamation of the five people you surround yourself with most. And I think this is so true. We are obviously social creatures, and we want to be around other people. But we need to be hyper aware of who we spend our time with. Because naturally, their ideas and their beliefs are going to affect us, they're going to rub off on us. So go to your phone, and take a gander over your most called list and ask yourself, if each one of those people adds to your life in positive ways. If you're spending a lot of time talking to someone that's negative, I don't care if it's your sister, or your best friend, you are not doing yourself any favors. Sorry for the tough love here. But it's the name of the podcast, quit hanging out with people who are outwardly negative mean aggressive, they themselves lack self confidence are spiteful, etc, and start associating with people who are positive, thought provoking, and value add to society. Those are the people you want to learn from, and you want to, you know, garner some of their qualities. So I recognize you can't choose your family. And some of your family might have pessimistic characteristics. But you can choose your friends, and who you spend the majority of your time with. So do this wisely. Number four, change is the only constant in life. So you better start accepting change openly, because it's inevitable. And if you're bad at accepting change, life is going to be a whole lot harder, you truly need to subscribe to the idea that change is good. Because it is the only given our body changes from the day we're born as a baby growing into an adult, and it keeps on changing for as long as we are on the planet. Your mind changes every time you feed it a new thought, your friends change, your taste buds change,
your favorite things are going to change the world is constantly changing. So get on board with change, because you cannot keep things the same. And it's a lost cause trying to do so accepting change is your best option. Number five, give yourself grace. Stepping into being something other than what you think you are right now is not easy, doesn't happen overnight, and takes time. So unfortunately, it's really easy to be hard on ourselves and say negative things to the only person we are promised from start to finish in life, our self. So I really recommend being gentle with yourself. It is like something like a one in 3 billion chance that you were born. So you are pretty fucking special. And if you started thinking like that, about how grateful you were to even have the chance and the opportunity to live life, and marvel at how incredible it is that you're here and think that you're pretty damn I'm spectacular.
That goes right back to number
one where your thoughts become your reality. So if you think quality thoughts about yourself, you're going to have a better life. And I get it. Thoughts are sneaky little fuckers. And if we mess up, it is so easy to immediately talk down to ourselves. But you have to start guarding yourself like you would protect a loved one, and infant baby that can't protect itself. And when those mean thoughts come about, you got to volley back with a nice thought. This is hard, but it is so worth it. So try practice saying something wonderful to yourself. Next time, a harsh thought comes through. This is internal grace. for external grace, I suggest getting someone in your life to call you out when you say something negative, or you state a limiting belief out loud, like my husband and my team do for me. So seriously, if I say something like, Oh, I suck at, or you know, even something about my appearance, someone is going to pipe up and yell limiting belief in my face, and slap that thought away. Because it's hard to do for ourselves. Sometimes we might not even recognize we're saying it. I caught myself the other day saying how bad I am doing my hair. And you know, based on my age how ridiculous that is. But that's just my opinion, that's not necessarily a truth. It's a limiting belief. So, recommendation to be kind to yourself, you're the only you that you've got number six. And honestly, this could be number one for me, I truly believe two heads are better than one. So finding a absolutely wonderful life partner is such an incredible experience. I recommend doing this and going all in on this person. Obviously, you need to make sure that this person is trustworthy to the core, that they are supportive to you and not competitive with you that they genuinely want to see you thrive and blossom into your best self as life proceeds. I think your life partner is the biggest investment you'll make and the one that pays the very best dividends. I remember reading lean in by Sheryl Sandberg in my 20s. And she stated that the most important business decision you'll ever make is who you marry. I honestly think it's more fitting to change that language to an investment decision because you're going to invest so much time and love and energy into this person as they should in you. So to me a quality investment is something you can tribute to for a long time. And you get extremely beneficial results back from and, and to me life partnership is about as long and as good as it gets. Number seven, and I'm stealing this one directly from Buffy aka Warren Buffett, but he's better known as the buff or Buffy inside the factory community. Don't work with someone for even one day if you can't see yourself working with them for a lifetime. Okay, why is this important?
Basically, this works for everyone across the board, right? If you go to a job interview with a team or a boss, and you have this gut feeling that's not good. Listen to that instinct. I've already talked about how you're going to absorb things from people you spend a lot of time with, and we spend a lot of time at work. So don't just take a job if you know, it's going to include working with people that you don't want to be working with or associating with in the long term. And this rule is obviously very important. When you're a founder or CEO or hiring manager like I am to our factory, our team is very small and intimate. So it is so important to me that we enjoy spending our time together. So I take this rule really seriously and to heart when we're making hiring decisions. And finally, we've made it to number eight, be purpose driven over status driven. My 20s as I shared were pretty much entirely status driven. I wanted to be seen in the right places, wearing the right things, doing cool stuff, and to have a LinkedIn profile that was impressive to others. It was all about status what other people thought of me and obviously that was pretty empty. My 30s have been entirely purpose driven and I cannot tell you How amazing that feels. When I spent the beginning of my 30s overhauling my financial life, I realized that so many more women must be feeling the way that I did confused, overwhelmed, frustrated, not sure where to start shameful for feeling behind and flat out scared that they're never going to manage to have enough in order to live out the life that they had envisioned for themselves. And then a few words got lodged into my head, help women build wealth. And they stay there. And they just kept nagging at the base of my brain while I started investing and building wealth for myself. And then I realized that this was my calling. This was my purpose. It found me in my early 30s, while I was still doing this work for myself, and it was telling me to do it for other women. And of course, my imposter syndrome, swooped right in and said things to me like, Well, why would women listen to you, you're not a millionaire, you're not a financial advisor, you don't have any special credentials at the end of your name. But I did have something. I had a fervent passion for helping women change their financial lives like I had done for myself. Thus, I had purpose. So to share some numbers, because it is coffee and coin, I was $18,000 in debt, when I started my financial journey. Today, I have a net worth of over 650,000. And that is not including factoria. It took me only a few years to do this by employing exactly what we teach women to do in a wall circle. So I know how possible it is for anyone listening to make massive changes, because we see it happening in our wealthy women community all the time. If you want to learn investment and wealth building techniques from a purpose driven female led company, and take charge of your financial life and future, you listen to this podcast, so you already know what to do but apply to the next wealth circle starting this fall, where you will join hundreds of women doing the same. Alright, so there you have it, my eight principles. I'll restate them quickly. So you've got the list. Number one, your thoughts manifest your reality. But actually, it's quantum physics. Number two. When you decide, do it's the best way to build self confidence.
Number three,
surround yourself with incredible people ditch the negative nancies. Number four, change is the only constant in life. So open your arms to it. Number five, give yourself grace, self love brings us right back to your thoughts being everything. So choose nice ones about yourself. Number six, find a true partner in life and go all in on this relationship. It'll be your best investment with the greatest dividends. Number seven, don't work with someone for a day that you wouldn't want to work with for a lifetime. And number eight, be purpose driven, over status driven. I promise you'll be far more fulfilled. All right, that's it for me. I'm actually recording this episode from beautiful Blanca, Texas in the cutest little tree house, Airbnb, right on the Blanca River. My dog and husband are patiently waiting for me on the porch as I wrap this up so that we can go for a swim and then eat some local barbecue. I am reminded that life is short. Life is a gift
and gratitude is our ability to enjoy it more deeply. I am grateful for all of you listeners coming on this journey with me as I build factoria into the best women's investor community across the US. And we lead 1 million women to 1 million in net worth. Because Damn, how big, audacious and exciting of a goal is that? And it all started with just four words in my head. help women build wealth
Hey coffee and coin listeners. This is Whitney the head of product at factorial wealth. It's currently the month of June which is factoria Hq remote month. That means we have scheduled no in person meetings for four weeks in order to get outside of our city limits and become reinvigorated and re inspired by new scenery before our next well circle begins on September 8, I am recording this podcast from beautiful Lake Tahoe, California, where I right now have a clear view of the mountains and the water and the boats. And it's truly breathtaking. Needless to say, I am feeling reenergized even though I'm still working a full time plus more schedule. But I think there's just really something about, you know, forcing yourself out of your normal routine. So a couple of reminders for you this month, I will be hosting and investing a one on one put your money to work webinar on Tuesday, June 22 at 2pm Central Time 12pm pacific time, it's completely free. So make sure you register and invite your friends you can do so in our show notes or from the Instagram bio link in factory's Instagram. Also, don't forget to enter in our best self summer giveaway. three winners will receive our six figure savings course on in the city simplify and thrive course, a three month membership to flourish nutrition and a $100 athletic gift card. So winners are announced every Friday through the end of June.
This is a leg up in a wet Brantley, and you're listening to the coffee and coin podcast where women talk well, I'm the founder of factoria, a company on a mission to lead 1 million women to 1 million in net worth. On this podcast, I sit down with factorial alum to share their financial stories, real numbers and how they've transformed their financial lives to prove that it's possible for anyone listening.
The last inside scoop podcast that team factorial recorded we all shared our personal values, which you know, obviously feed into all aspects of our lives, including, you know, professionally and financially. So to recap, my values, our movement, which encompasses exercise and travel, balance, living a steady low fuss, life, insight, finding the deeper meaning of things, commitment, just knowing that I can count on you and you can count on me, and productivity, living my 24 hours a day to the fullest. And I think the concept of remote man, and getting away, you know, in one way or another really hits on every single one of my values, which is a big indicator for me that I am working for the right kind of company with the right kind of people. Now I want to get into some tips that I've learned for how to plan a successful remote month while still working full time. But first, I wanted to brief you on my background, if you don't know it already, so that you just understand why having this kind of flexibility is so important to me. I entered corporate America as soon as I graduated college, like many of us do. And my vision for the next 10 years was to continue to get promoted, get pay raises, you know, manage a team, max out my 401k and then hopefully retire on the earlier side of things. At age 16. I was always going to be working for someone else I was going to have to be available when they said I needed to be and just you know always having someone else in charge of my paycheck. But I was okay with this structure for a long time because I believed it was the safest route to making a living and being able to enjoy my life and my retirement. And I also prided myself on the work I was doing because I definitely thought it was innovative and ultimately a great learning experience. But we get tired. We're humans. And after about a decade, I became exhausted. And I felt my physical and mental health really starting to decline because my schedule was just completely owned by someone else. And by age 30 All I wanted to do was retire I couldn't think about anything else and I had 30 plus more years to go so that was not a good mindframe to be in at all. So I was just naturally feeling a little bit stuck, which is actually the time I came across the factorial wall circle and it really couldn't have come out.
a better time for me, because the well circle pushed me to expand my money mindset and come up with a new goal, which is to hit financial freedom by age 45. And just setting this new goal got me pumped about my career again, because although it's a bigger goal, it seemed more in reach than waiting till age 60 to retire. But I knew that I needed to make a significant investment to, you know, help me reach my goal. Now, I am not much of a risk taker at all. So entrepreneurship had never been on the table for me, I never considered it until you know, that moment when I realized I wasn't going to hit my goal, playing it safe. And that's when there was, you know, a big shift in me, the old me had always valued money and security above all else. But the new me now values freedom, above all else, this is really a monumental turning point in my life. Because now here I am, going all in, in the business asset class, as a founding member of this, you know, wonderful startup factorio, which I love so much. And I wholeheartedly believe in its vision and purpose. And just even aside from being driven by the company's overarching mission, I'm excited about my business investment. Being a business owner, just being able to gain back more control in my life, and building systems that I'm planning will allow me to work less as the business becomes more and more mature. So this is a very different way of thinking from my old self, when I was in the corporate world where I would, you know, the more experience I would gain, the more money I would gain, but also the more responsibilities I would gain. And ultimately, the more time I would have to commit, aka my freedom would shrink as my experience grows, which when I stopped to think about that, it really felt backwards. For me, I want you know, my freedom to increase as my experience grows, don't get me wrong, there is a lot I miss about my w two job. For one, I knew I was always gonna get paid. That's not always a given when you're a business owner, you know, no business, no money, and to at least have the option to shut my computer at night or on the weekends and let my brain take a break or even take a week long vacation. factoria is not quite in the place where I can do that yet. But the systems we are designing are meant to get us there. You know, just to say entrepreneurship is not for everyone, there is a lot of risk involved. And there is a lot of upfront time. So going the corporate route is going to be the better option for most people. But just keep in mind that whatever your work environment, your intelligence and your experience is extremely valuable. No one can take that away from you and is what is going to give you the power to be selective about working for companies that align with your personal values, which I think is truly important. I also realize that's a lot easier said than done, especially when you have corporations luring you in with their big paychecks. I think it was harder for me mentally than financially to give up my $140,000 paycheck and benefits for zero income for six months, I had to continuously remind myself and I still do sometimes that I'm investing in an asset in order to hit financial freedom by age 45. And I'm 35 now. So I have 10 years ago, to reach this goal. What I'm shooting for is $15,000 a month in passive income coming from my paper asset accounts, I real estate investments and my business asset. So I know that it is a big target. But if I don't put it out into the universe, how will I achieve it? So even though I do have a ways to go until I'm fully free, what this remote month has reminded me of is that it's not an all or nothing thing on our way to financial freedom, we get to experience financial flexibility. I mean, that looks very different for people that could look like working from wherever you want to around the globe or transitioning your role to part time doing a job share taking a sabbatical, you name it, but I think having your eye on reaching financial flexibility before financial freedom will help break up you know, your five to six decades of working hard and earning an active income. And it's truly possible in any kind of work environment. You just have to be creative. All right, let's circle back to Lake Tahoe and talk about some of the lessons that you know I've learned in in planning a successful remote month, disclaim
This is not a vacation. So you can't wing remote months. Like there's a lot of thought and and coordination involved, which is why I compiled my learning so far into seven tips that I want to share with you all. Tip number one, which may seem a little obvious, but it's a good reminder, pick a month that works for your work team, your partner and your family. So factorial HQ collectively picked a month that was outside of well circle season, which is our craziest times of year and agreed upon having virtual only meanings, whereas normally we do in person collaboration two days a week. So this month was, you know, good for my work family. With a lot of heads up, my husband was able to plan his schedule around being remote with me this entire month, which is awesome. And obviously, if you want to include your kids or your parents, you'll just have to make sure that that time works for all of their schedules as well. So yes, a lot of coordination involved. Tip number two, choose your location strategically. My husband and I are active people. So we knew that if the only activity location had to offer was sitting on the beach all day, we wouldn't be too inspired. So we wanted a place that had a lot to offer. Other things we thought through or you know how many grocery stores are there around us what kind of grocery stores we've been trying to stick to a gluten free dairy free diet as much as possible. So being close to a natural grocer was key. And Fun fact, I discovered my new favorite miso hummus from New Moon natural foods in Tahoe City, I need to figure out how to smuggle some back with me to Texas. Is there a hospital close by for emergencies? Is there a pharmacy nearby? Does Amazon and FedEx deliver to our location within the first week of being here an important package was able to get to me which was key and you know, so I had no issues there. Tip number three, consider all your costs. Are you able to offset your housing by short term renting your place back home? Or can you do a house swap? Or can you stay somewhere rent free. Our primary residence is not Airbnb proof yet, meaning we don't have an easy way to lock up all of our valuables or important documents in one space to comfortably let strangers roam our house yet. So short term renting was a great option for Allegra and Juliet to subsidize, you know their rent this month. But my husband and I weren't quite in position to do that this time around. So we limited our search to a location where we wouldn't have to pay rent. And so we naturally had to tap into our family resources. And my grandfather bought this adorable lakefront condo in the 1970s I believe and it's been in our you know, it's been in our family ever since has been our family vacation spot ever since. And he's kept it in amazing shape. He did a remodel in the early 2000s. And I'm just so grateful he encourages our family to use it as much as as we can. So this is an amazing taho situation that we have, I recognize we are very fortunate. This is also a tourist destination though. So eating out is very overpriced, which is another reason we are really trying to cook our own food and eat in every meal. Except, you know, on some weekends, we'll definitely go out but my main money goal while I'm here is to stick to my normal budget and my normal expenses not having to withdraw anything additional from my emergency fund. I definitely want to keep that intact or having to withdraw from my investment accounts because I absolutely want to keep those compounding Tip number four, go for a substantial amount of time, you know, where you can really have the opportunity to settle in and get into a new routine remote month is not a vacation, you know, we still have to be productive, get all of our work done, hit our deadlines, and moving around every few days adds a lot more stress and time. I mean, this also means you're gonna have to look for a place with a washer and dryer, closets, kitchen pantry, AC heater. Yes, even in mid June, we had to run the heater a couple of mornings. But these are all things that we typically take for granted. But, man, if we don't have these things when we show up like it's going to be a very difficult month. So definitely think through all those little details. And then you know, we really wanted to feel like we were living here like this was our home. Something important for my husband was being able to sign up for a month membership at a local gym and that's part of his routine back in Austin which he wanted to carry over to remote month and I absolutely agree with it.
The cool thing is he found a gym right in town and it's within jogging distance, which our gym at home is not. So this is an even better routine. Okay, tip number five, know how you'll get around. And we knew that we were going to need a car for a month. But the drive back and forth between Austin would take at least six days for us, which would cut almost a week off of our times. That was not really an option for us. We probably needed to rent a car. We looked at the bus system here, but it was pretty limited. And we kind of tried to think through who might have a spare car they could let us borrow in California, but we couldn't really think of anyone either. And if you are aware of the rental car situation these days, it is very difficult and expensive due to the increased demand and decreased supply of of you know the pandemic. So we ended up using Turo, which is like Airbnb for cars. You know, it's an app where people list their personal cars that you can rent. And so we looked at our Turo options if we flew into Reno, but they they didn't really have good options. It was kind of limited. So then we decided to search Turo, and the if we flew into San Francisco, and someone in the Bay Area had this awesome four wheel drive Audi available, so we were able to snag that it's been fun driving that around. So we have a car for the month, which has been extremely helpful for all things. That brings me to Tip number six, check the internet and cell service at your desired location. Ideally, before you arrive, I know that's kind of hard to do. But I have to give a few video presentations this month. So this is a big factor for me. And guess what? The Internet here in our condo is actually pretty terrible. It tends to give out if my husband and I are both on video calls at the same time. But our cell service is really good. So one of us can jump on our hotspot, you know when needed because we have unlimited data, thank goodness. For those who don't know, you can test your Wi Fi speed by just typing into Google Wi Fi speed test. And it'll tell you how strong your connection is. So that's always the first thing I check when I arrive. And sometimes my hotspot is stronger than the Wi Fi in the house. Side note something to consider if you and whoever is joining you for remote month have meetings at the same time, make sure you can figure out space where you both can go and you don't interfere with each other. My husband and I had overlapping calls on day one and we are sharing a workspace. So we quickly had to come up with a solution that one of us would either go upstairs or outside if we had overlapping meanings. Okay, and my last tip for you tip number seven. Think about if you're going to invite company, when you know you're hyped about remote your remote mountain plans and you're sharing the news with your family and friends, they're undoubtedly going to someone's undoubtedly gonna want to come with you. So hosting can be so much fun, and it can be extremely exhausting. At the same time. If your main goal is to recharge, you may have to decide that you will invite guests only for one weekend or maybe not at all. And if you're wanting more of an adventure, go go go situation the whole time, then you'll just have to coordinate who comes up when so we decided to host one weekend of Texas friends. And when we can have California friends and the rest of the time in our free time. We want to spend relaxing, reading, exercising, and you know exploring. So if you have the opportunity to take a remote month, I just encourage you to do it. It's an enlightening experience. And it really just gets you unstuck, especially if you're interact. And just remember too that anything is possible as long as you put it out into the world, get creative and then just take incremental steps to achieving it. And if you want to bring more freedom into your life through building wealth, definitely apply to the wealth circle. You won't regret it. It was a life changing experience for me and I'm confident it will be for you to enrollment begins in August and spots tend to fill up very quickly within just a few days. So if this is something you're planning to do, be ready as soon as enrollment opens up. And other than that, thank you so much for tuning in and happy summer