Allegra's First Accountability Meet-Up of 2023
In this episode, Allegra shares her first accountability partner meet-up of 2023, with Steph Douglass, a Factora Member and Founder & CEO of Open House Austin.
They share:
Their best and worst financial moves of 2022 and what they learned from them
How to keep going when you don’t hit your goals when or how you planned
Each of their personal and business goals for the year ahead
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Hi. This is Allegra Moet Brantley and you're listening to the Coffee and Coin podcast where women talk wealth.
O'm the founder and CEO of Factora of a company on a mission to leave 1 million women to 1 million in net worth. Because when women have more money, we'll have more power to be the change we want to see in the world. If you're ready to hear real women share their real numbers and investment journeys and have a sneaky feeling you should be doing a little more with your money, you are in the right place. Just sit back, relax and turn me up.
All opinions expressed by Team Factoria and podcast guests are solely their own and do not necessarily reflect the opinions of Factorio Incorporated. This podcast is for informational purposes only and should not be used as the basis for investment decisions. Team Factoria. And podcast guests may maintain positions in the securities or investments discussed in this podcast.
Welcome back to another episode of Coffee and coin. I have my dear friend and accountability partner on the pod of me today. Hey,
hey, I am so excited and terrified for this.
First off, where are you talking to me from?
I am in Salt Lake City, Utah, my birthplace. I did my first 10 years here and my dad currently lives here. So I'm just visiting family. But it I mean, it does feel really good to be here on a Friday. I got here on Wednesday, you know that that like? Lifestyle freedom is really lovely at this point. So yeah, Salt Lake City.
It's also funny to watch. You set up a podcast from a random Airbnb room. She's like opening up the blinds, turn on the lights and like that closet.
I wish you could see everything else. Yeah, the microphone. Oh, yeah. But the microphone yesterday, I made a little sign that says recording in progress outside the room because Everyone's napping and I know people are gonna wake up during this. So anyway, we're really we're really DIY Nate over here.
I wish I could put a recording in progress on my office door and my baby wouldn't cry. I wish you would respect that.
Moms recording
wake up really hungry. And dads on distractor until we're done duty.
Sweet Lou, this. That's the biggest thing that's different about our conversation from this year to last year.
I know. And so, listen, y'all, for those of you who either no one of us or both of us, or we get a lot of people who comment on our relationship because we're fun friends. accountability partners are the best. But I'm gonna go ahead and tell you the theme of this is real talk, we did not do our best in terms of being accountability partners. And we had made a plan to meet and know to meet every two months and to publicly share our meeting every quarter. And that did not happen. Because you can go back to Episode 91 That was recorded in January of 2020 to march January of 2023. So do we want to recommit to that for this year, but make it happen? i
Yes, we do. We we said we were going to be monthly, right? And we we did meet but we would like go get our nails done? Or? Or hey, just you know, we met we met on those Fridays we had them on the calendar. And we were like pretty good about it. But then yeah, there was no recording. There was no checking in we this is the first time I'm seeing you like you're just you just showed shared this with me like one minute ago. And it's like, Oh, my God, the first time I'm seeing this in a year,
I basically re I just showed stuff what we had for our 2022 goals at the beginning of last year. And now it's 2023. And we have not even done like personal 2023 goals. We're both business owners. We're both very business minded. So we have company goals up the wazoo, but we're people outside of our businesses. So we will be getting more clear on our 2023 plans and share that later. But this episode, we did just want to be very open and honest about what our goals were and how far we came in achieving them. So I guess I just wanted to dig into first off, and this is such a popular thing the last few years that I had never heard of before I moved to Austin, but everyone picks a word of the year. And I know last year your word was leverage leverage to achieve health goals not work so hard on deals you wanted an admin to help with personal life so Did that happen? Did you live leverage last year?
That's a great question. I think the word of the year I love I really love it. And I think if I would have checked back in on this word, it would it would have happened a little bit more. But I do think that as I grow in my career, and in my investing life, leverage continues to I continue to get better at using leverage. So yeah, it was probably my best year yet of using leverage. Can I do better? Yes, definitely. There's a one part of that. That was admin to help with our personal life. Neither of us did that. Right?
No, I have it. You have it. Oh, you do that I but I didn't get it until January of this year. So
you? Is this new? Yeah, this is new. Oh,
I have a house manager nanny surprise. This is a surprise is that? She's? I've met her right? Yeah, you've met her.
It works. Yay. Oh, my God, congratulations. This is huge. We've been talking about this for two years,
we really have, we were like, we should get house managers because we're really busy. And we always prioritize our business or our personal lives. And our nice cars are falling apart. And are you know this that the other is not getting done. And so at one point, we thought we might share someone and then we thought we would go individual and maybe have someone who could hybrid between our work and our personal life. And then when I became a mom last year, we obviously needed to figure out our childcare situation. And I mean, this is a little off track. But at first we had nanny share with a friend and then that didn't work out. And then we got a part time nanny. And then we promoted her to a part time nanny house manager, she wanted more responsibility. And she is amazing. And it is definitely incredible leverage. So where's your admin?
I know, we hired an admin for our company, which was a big deal. And honestly, that has helped a lot of my personal woes. I mean, there's there's a lot more. But as far as paying someone like a full I mean, I don't think I would need someone full time. But I just haven't I haven't gotten there yet. And I think that it's going to take that problem with hiring someone is that it takes a lot of organization and follow through check ins being very clear on what you want and what you need. And that is I'm definitely not there yet, which is what brought me to my word this year.
But we should go through the rest of our goals, right? Yeah. Before we get to this year, yeah. Okay. So well, my word for last year was simplify, which is hilarious because I was pregnant when I was recording this a year ago. And, you know, I guess you're just a little delusional before you have a child about what it means to have a child. And I can assure you, my life did not get more simple. After my daughter was born, if anything, it was like drinking from a firehose of all of the things and breastfeeding and taking care of a baby and communicating with your partner. It was just a lot. And it was not simple by any means. So I feel that my word
cool, but you don't you didn't expound on your word in the doc. So I feel like you, you wanted to simplify so that you could spend the time on being a mom. And you did.
That's true. I really wanted to be able to step away from Factoria for a few months and have a baby. My goal was four months, that did not happen. But I, I did, I had a baby and factor I survived. And Factorio was my original baby. And I was really, really worried to leave baby one for baby two. And here we are, you know, it's all good. So in that way, maybe it wasn't the right word. But I You're right, I did achieve the ultimate plan, which was to have a baby and still have a business.
Yes, you have both of those things. They're doing both of them, amazingly. And I think that you're I mean, it's so funny because it relatively to ourselves when we first met and how much we were hustling and how busy we were and how can you imagine three years ago taking three months off of doing anything? Now I mean, that's actually a
really good point because we are we still hustle but way different. Now. I mean, you couldn't even call it hustle now compared to how much we hustled. But we're just very motivated women. So we still work hard. We just don't work as around the clock. Yeah, pretty important because if there's no rest, I have zero creative juices left in me. And I used to burn the midnight oil. I was like of course I have to do this Startup, I have to get to a million women and I have to get to them all tomorrow for my hair out, and that doesn't help anyone.
Yeah, I mean, yeah, and in our, in our retrospect, we definitely are looking at just one year at in the past. But when we met, we were working regular w two jobs and starting companies. So I have to really remind myself of that often when I'm, you know, waking up leisurely. And like all these things that I wanted, so desperately three years ago. And, you know, we're not we might not have achieved our goals from last year. But there's a lot of things to celebrate.
Oh, there's so much progress. And, yeah, I mean, I've wanted a family, I've wanted to start a family for a long time. So being able to do so being able to afford it through this entrepreneurial venture has is amazing. Like, it's amazing. It's amazing that I get to work from home and be with my daughter, it's amazing that I can afford a part time nanny who is here at our house so that both my husband and I can see her all day long, there are so many parents who do not get that opportunity. And I definitely feel gratitude for that every day. And, you know, I think back to even five years ago, I was living in New York, in a bedroom. Basically, I couldn't even imagine any of this and now we have very beautiful homes and very, you know, spacious lives. So that brings us to our word for the feeling we wanted to have for 2022 and yours was ease out whether you achieved that
I think I feeling a lot better about ease than than leverage and about my number goals. Because I do feel like my life has drastically increased in ease over the past year. So I my my explanation for ease was no rushing, relaxing mornings. And just like having a more roomy schedule a roomier schedule. And I do have that I do feel like I've I've achieved some more ease and I want more. How much more ease were you going to put it, I think I'm gonna put it more I mean, I always pendulum way far in one direction. So I've maybe have gone too far and, and have created dis ease in other aspects of my life, like sleeping in too late. And then not getting to my workout or whatever that is, you know, like, the real self care that isn't, you know, putting masks on my face. But it's actually like, showing up for myself and holding myself accountable has kind of gotten lost in this ultimate ease. So I think reading back on, on that type of ease will give me more ease overall.
I love it. Well,
what is your? Oh, what is yours?
I hear you're feeling it. I didn't copy it over. But it's over here. It was spacious. And it's the way I expanded on that was I wanted the space to read, write, and walk daily without spending too much time behind a computer screen. And I absolutely never miss a day of walking. I have not been so good on the reading and the writing.
So hard.
It is so hard.
But that's a great. I mean,
yeah, I was gonna say I think spaciousness is still something I yearn for. And, you know, back to having a kid when I have space and time in my day. Now I want to spend it with her. So I choose that over journaling or over grabbing a book. But I do think that now that we're five months into this, I'm getting to a place where I understand her schedule, and can still find spacious nests in mind. So that that's so important to me. I'm definitely not there yet.
Yeah, that's great. I do. I like that. You are able to say, well, I said I wanted this in the beginning of the year. And then Lucia took priority. And I'd rather spend time doing that. And that's okay.
Yeah, and it's the best, honestly. So I'm totally fine with that one.
Good. All right, let's
do number. So talk to me about what some of your business goals were and whether or not you hit them.
Okay, so our goal for 2022 was 2.5 gross revenue. We did not hit that. We got we were right under 2 million for the year in gross revenue, which is still amazing. I still feel very good about it. We did 10% growth and in my brain 10% is nothing basically, you know, it's it's wild what our brains do to ourselves and 10% growth in a business is amazing. And, in fact, our goal for this year is this a spoiler but is a flat goal. Our goal is to do 0% growth, which is huge growth for me as far as my personal development.
Totally, totally. I'm just realizing in case you don't know who Steph is, she is the founder of Open House Austin, which is a real estate education company that also has brokers, or excuse me, also has real estate agents in the Austin area that help people get into first time homes or investment properties. And she has our communities are very what's the password
synchronous, synchronized, synchronized, intertwined?
Synchronous?
One of them is yet if we go there.
And yeah, so just in case you don't know who she is, or what she does, but so she's saying that from 2021 to 2022, her business grew by 10%. But she had had a goal for it to grow, like, you know, and actually feel like, oh, let's just throw a million on there. See what happens because we love audacious goals. So she grew 10% Anything else for your business, both of you either did or didn't hit
working Max 10 hours a week, which, which, really, I'm proud of that, but I took it a little too far. And I started getting mad at myself, if I was working over that. I took that to heart. And so I've been working with my business coach on, on basically talking to myself about how much I like what I do. And if I'm working more than 10 hours a week, I'm choosing to do that, and I like it. And I really love the people that I work with. So it's an interesting line in my in the sand that I drew with that 10 hours that really stuck with me. So now it's more like, you know, 10 to 10 to 18, which is amazing. You know, that's incredible. And I feel really proud of that one.
Yeah, I'm sure anyone listening with a 40 hour workweek is like, yes. 18 hours, 20 hours. Sounds fantastic. And yeah, you do work with a really great team. So it's so funny. I've never had anything like that in my brain. Because for me, it's like now I have to work full time, in fact, hora, but I don't want full time to look, the way I once worked in New York, which was dawn till dusk, you know, you go to the office, when it's dark, you leave the office when it's dark. That was such a depressing life that I will never have again. And I know, for you schedule, freedom was so important. And that was the giant goal that took you out of being a teacher and into real estate. So I know that you're very cautious to not overwork, but I'm like, I used to work 60 hours a week. So I just want a normal job that I actually enjoy and love. Anything else?
I'll do these things quickly. Hire we had one more agent. Yes, Mandy. She's amazing. And then we I said that we wanted to do Qt raises for for everybody that works w two salaries at our company, which is four of us. That did not happen. In fact, I had to lower my salary. And I honestly, that's kind of a strategic tax move as well. But we did hit a rough patch in 2022. And full disclosure. Yeah, we were just like, Okay, well, founders need to chill and not make as much so we had the goal of of $200,000 salaries and I met 100,000 in my salary right now that doesn't count drawers. But it was a really, it was a humbling like, okay, it's okay, it feels like backwards motion, but we're fine. Totally.
Okay, well, good goals, good progress and good vulnerability, that is not always the right I think that was our biggest learning from 2022 Is that you and I are always so positive are always so bullish on our companies and getting to more customers and we really passionately believe in what we do. But that doesn't mean that what we do is you know, gonna always mesh well with the macroeconomic factors. I mean, you work in real estate and mortgage rates went berserk. You know, I work in personal finance, education, and people are have been hearing whispers of a recession for a year. So there are factors outside of what we do that affects these giant goals that we pull out of the sky and put in front of ourselves. And I guess the reason I'm stating it like that is almost just to remind us that our goals are big, but there are goals like we do not have to hit them and something terrible is going to happen. And so the readjusting and the being okay with taking a break from growth for stability, or even backstepping to go forward It is all part of being a business owner.
Absolutely it was, it's really hard for us, especially as someone who broke out of my w two to be an agent. So that's my own self, by myself. Unlimited, there's no ceiling to what I could make. I was gonna, I was gonna do it, you know that no matter what I was gonna do it. And it's different when you have a company and you have people who have different outlooks, and there's external factors, like all of this thing, all of these things are working together to create the results. It's not just me. So it's an it's been an interesting wave. I'm like, Okay, fine, external results, fine, whatever, whatever. But like, Come on, do it. But I have to take that into consideration. And that's been a huge learning for I think both of us as business business owners, we can't have ultimate control of everything when we are running million dollar companies. Yes, totally.
Okay, so factors goals, I wanted us to get to 2 million in revenue in 2022. And 2021, we passed the million dollar mark, not by much, but we passed it. And in 2022, we went backwards, we shrunk by 30 grand. So not huge, but not a million dollars. And that was really, really hard for me to handle just because like I said, I am so invigorated by our mission. And if we aren't growing, it means we're not serving as many customers as I want to. But some of the other goals that I had was to start health insurance, and a 401k for my employees. And we did that we did that at the beginning of last year. And they all got to benefit from that. We hired and grew our team, I wanted to establish a four month maternity leave, again, four months was not realistic. But I got I got a few. It was interspersed because we were in a launch cycle. But it was still something that I'm proud of. I also think now actually, as much as I want as much maternity leave as possible for women, I do get why it's so hard for small businesses to offer that. I mean, we are, we're a four to five person company, at fact, Torah. And if someone is missing, it's like really daunting for the rest of the people who have to pick up and shoulder what they were doing.
So you know, 2020 to 25% of your workforce.
Exactly. So we have to reevaluate that. Because that was something that I wanted to just be an automatic and I couldn't do it. And then I also got the realization that I don't know if it suits our business at the end of the day, we have to be able to stay in business for the women who we serve and the people who are employed here. So let's TBD on what that policy ends up being. And then I wanted to work less. So my goal was to not work Fridays. Because I can't even imagine when we work in 10 hours in this business, I it consumed me. And I mean that in a loving way, first. But yeah, there were a handful of Fridays I took off. And I want to be a lot better about that this year. The way we have our nanny setup is that she's with us Monday through Thursday. So Friday is meant to be a family day. And I will be very transparent that Steph and I are recording this on a Friday. So breaking the rule right out the gate.
That's a great point. This is kind of work. It's work. But you know, it's fun.
It's fun. A lot of what I do is really fun. It's just there's a lot to be doing. So what about some of your personal goals? Okay,
so my personal goals, I said I wanted 400k and paper in my paper portfolio, which did not happen. But I started my paper portfolio not that long ago. So I'm being pretty compassionate with myself over that and the market slowdown. And so that's what I mean about external factors. Like if it was continuing to grow in the in at the pace that it was over the past however many years, then maybe I'd be closer. But I made it to about 240 which is you know, that's great. That was fantastic. My, the one that I really nailed was living in a house that I love in 78702 with big windows lots of space to host and a luxurious closet. I did it and I didn't know how I was going to do it. I did I made this call. I had no idea. I mean, we were gonna be that big renovation. And we didn't do that big renovation and so it was like not what I had in mind, but I did it anyway.
We both hit our real estate goals. I feel like we're always proud tea on the menu with our real estate goals. And neither of us going into this call last year, knew more well knew how it would turn out, obviously. But we wanted to be in a nicer house or a new house. And we both got different versions of what we sought out. But we got them. So yes. with mine, too, because I literally wrote on here, I'm living in a house I love by July, and we moved into a new house by March. So we didn't even know about this house. So probably right after this call, Steph was our agent. So we close really quickly. But I even said the area codes I wanted, I'm off the mark. But I'm so close and everything. And I said 1700 50 square feet, three to four beds, two baths space for a tiny home gym, we converted our two car garage into a home gym. So basically check check check for both of us on the house fronts, but they never look exactly like you like but that's why I like just determining as much as you you can for your Northstar. Because we're not always going to get everything. But if we prioritize, we can get the important things.
Absolutely. That's that's, it's so amazing to not have known that we were going to do this and we yeah, we had no path forward. And I think we both hit a wall of like, we're, we're business owners, we feel like we worked so hard. We're done scrapping we're done making concessions in our living situation. And then we also realized that when we're we have a peaceful living situation where you're more productive, we're more creative, we can do more and, and stress less about our living situation, although we both sacrificed a lot to grow quickly in real estate. Yeah. And so just for people who don't know our stories,
staff, how many doors do you have now?
I have 30 doors.
So Seth has 30 doors, meaning she is a huge real estate investor. That's a lot of house. Um, I don't know, property. What what is that property wise?
It's about 20. I think it's like 18 right
now. Okay. So it's that many houses but doors mean that some of those houses can be split into multi units to be rented for additional income. And both of us have used the acquire property as a primary residence and then flip it into a rental strategy. And because we did that so many times in a row, we were just looking for the best house for what would ultimately become a rental as opposed to the right house for us, because we knew it was a Court term situation. And so I could not agree more with what you just said about, you know, it weighs on you after a while, like when you're moving and transitioning houses. I mean, literally wasn't it last year that you bought all the furniture out of one of my houses for another one for properties, because we were flipping one house from a short term rental into a long term rental. So I was like, Steph, you got to come get all of this furniture out of here. You can have multiple rooms of furniture for like no money, but it's gotta go by Monday, which is really fun to be real estate investors together and to be able to do that, but I just want to be very real, that it's fun to talk about now. It's not always fun to live. It's writing
Yes. And, and thinking about those times. And even once you move into a place it's not, it's not like, Okay, you moved one day of moving, that sucks. It's like, I'm looking at this wall, and it's not complete. And so I'm still in that in that phase. Right now. My office is nowhere near where it needs to be stuff like that. It's it's a process. And it's really, it's a lot of time, it's a lot of money. And when you're doing that every two years, when one to two years, it's Yeah, we were both ready to be done. So yeah, we just were in a different phase. And that's no I mean, people who are listening probably are in different phases from us. But it's, it is really nice on on the other side, and then my word leverage using leverage in other capacities to continue to invest. That that is the that's the goal moving forward. And so we're not using as much of our own like we've you and I both move physically moved full houses, we've we've physically, so much so much. So it's exciting. It's really nice that we're both in this position. And it
is funny because I think about some of my other friend groups. My high school friend group, for instance, I don't think any of them have any interest in real estate investing in this like, I don't even, you know, hands on method that we've done to get really good deals and not allocate too. Too much money to it. Because when you do that primary residence investment, you can put down 5% instead of a typical 20 to 25% that people think that you need to buy a house, but you only need that if it's not a primary investment. Yeah, yeah, if it's an investment property. So anyways, watching them all by just lovely homes that they've loved from moment one and settled into over the years. And I'm like, Okay, I'll be out of this house in nine months and looking for something else. It's just it is a very different lifestyle. Because there is that calmness that I've seen there that I've yearned for. And knowing that we were starting a family this year, I was so primed and ready to get into a nice comfortable house in a quality, not improving neighborhood, just a nice already improved, no dogs are going to attack my dogs, no sketchy situation on the street. World. And we did that. So yeah, that's on our real estate goals this year.
I agree. I agree. And I think, I think to the friends who have also done that who've just been settled, it's, it's a it's a choice, you know, they chose to focus on other things. And, and they probably, I mean, I don't know everybody's case. But a lot of times, if you do that, you're just like, Okay, now I can work, and I'm going to do the traditional retire when I'm 65 I'm gonna get my, you know, 401k when I get there, and I'm gonna, we just chose a different lifestyle. And I'm, I was like, it's definitely definitely, I don't regret anything. But it is it's so interesting, just watching as as mid 30s Just watching things shake out. And we're I mean, we're in such amazing situations with our work life and all of that. So, so yeah, sacrifice for the greater good. Yeah, well, we
talked about this a lot short term pain for long term gain. And I think a lot of America sells you on, stay sleepy, don't pay attention, just go to work. Spend your money. So you have to keep going to work. Buy one house that's really expensive, so that you have to keep paying us high taxes on it so that you're a taxpayer for evermore. And you know, there are just a lot of different creative ways to do it. And I know that women in both the factory and the open house community are very interested in understanding what those options are and how they can utilize them to build long term wealth that may not be very comfortable as they're in the building phase. So anyways, I do feel like we're kind of coming out of the struggle build, and we're more in enjoy bills. So I guess let's just talk a bit about best of what, or worst financial moves in 2022. Yeah,
I'm going to start with the worst. We, we bought. So Alan, my fiance, we've been together for 10 years or so he's just he's slow, slower on the uptake for uptake for his own personal real estate portfolio. He kind of just like play like is in the background, and I, I manage things for the most part, but he's decided to jump in to the pool this year, we bought a house that we were going to live in while our other house was going to be under contract or sorry, under construction. And we it was going to be a year long bill. So we were gonna live in it for a full year, we bought it with a primary residence loan, we bought it with a high interest rate, because it was when interest rates started to go up. And we ended up buying that house and then immediately finding that house that we love that we're gonna live in forever. So now we have a large payment on a house that's very small in an amazing location. And it's just not covering costs, which I've never experienced before. So that that kind of brings me to my word for this year. Can we do that? Or should I should I Yeah. So I have all these things. So basically, we're coming out of pocket monthly for this one house, all of our other houses are cash flowing quite a bit. So it's fine. Like we're, it didn't ruin us. It's amazing. It's like still everything's fine. However, my word for this year is optimize. I have so many things in place, I kind of scattershot over the past 10 years, we're just going to do everything we can. And this year, I am optimizing I am going and that means everything from my properties, like the INS the interior, the decor, all of that all the way to who's my property manager who what are we what are we doing as far as that goes and then I'm just going to optimize and
leave it. So basically, you did all of the buying of the assets and now you're going to optimize to make sure that I Would you consider selling prop At least,
you know, not in a downturn like we're not selling for less than what we would have been able to get over the past couple of years. But yeah, I think if if that in the interest of optimizing, we are really, it's funny because I have 20 properties. That's wild. We're trying to figure out like, we're doing this all in the interest of the future, right. And so my right now my balance is, okay, let's, let's have fun now, what is it? Like, where's the turn where we can just start, you know, not suffering for the future and, and shift that to enjoying? And I started that with buying this house, but like, what, what else does? How does that manifest in my life? Yeah.
Okay, so your word is optimize? Well, and and so I appreciate you sharing that one of your houses isn't doing well. But you know, one out of 20 is not bad. And the beautiful dream house she bought, she also bought it with a back house. So she really got two properties in one and she's running that one out. So step is queen of how can I have an option, at least be if not see on utilizing this asset to bring additional income and cover costs. So I think we'll spend next episode. So this one doesn't get too long on our 2023 goals, but I will leave you all with my big financial change in 2022. And that is surprisingly, having a baby, there's very expensive, you don't know what you don't know until you have one. No, but in all honesty, the only piece that's expensive is the childcare. I'm giving her the milk. So food is free, whatever, whatever organic food goes to me just gets repurposed for her. So actually like that, but and toys, we're not really into having a lot of stuff. So girl has like two toys at a time, and she loves them. But when it comes to the actual care, that is very important for us. And we are willing to spend and I had no idea that we'd be spending so much. But my word for 2023 is self responsibility. And I chose that word because I little little known not secret around these parts. I have not driven since I lived in New York. And it has been a dozen years since I a baker's dozen at this point, since I have driven a car with a license and I have a baby. So that is irresponsible. So I'm going to be doing that. I have left a lot of things on the backburner, like changing my name after getting married, and we gotta get life insurance because we have a baby, just all of these things that are actually big deals, even though they seem like just little errands. That is all getting done this year. So the way you want to optimize your properties I want to prepare. In case anything happens because I have a daughter now and she is just everything and I would never want her to have you know, more things to deal with. If something were to happen to one of us.
That's great self responsibility. That's your word. That's my
word. Because I don't want to feel spacious, though. So that is a goal. And then I'm excited to bring you guys along for future accountability partner meetup. So if you ever have any questions about us, we are open books. We're happy to answer a monopod. Just write into us on factors Instagram or info FX for wealth and
weight. Weight. Net Worth goal. Did you did you meet it?
Oh, my net. My personal net worth goal. I overshot. Yeah, I got over the I'm at the 1.1 million mark. Even with a lot of downturn, so I feel really good about that.
Yes. Okay, that I'm glad that we caught we caught you at the end of that. That's amazing.
I feel like I share that one. So often. Everyone knows it. But yeah, that's where I'm at 1.1 million baby. Let's go. Let's do it. What's your net worth at these days?
I just was looking at it because you asked me to do my numbers. I met 4.4 million. That's with real estate downturn, too. So I adjusted all my values to reflect it. Isn't it going backward? Yes. It's awful.
Also, isn't it cool to hang out and talk numbers with women, especially if their numbers are bigger or different than yours? I cannot suggest it enough like her having a $4 million net worth is just inspiration and a possibility drop for mine to get there eventually. So it's really important to surround yourself with people who are doing a lot with their money so that it informs you to ask questions and be doing more with yours. Yes, yes. Well, accountability partner.
I will see you in the next episode. And I'll see you before then to do our accountability stuff. Yeah. Okay, bye everyone.
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