After taking a Circle, I finally took the leap I'd been wanting to make for a while and got a new job where I'll be earning a 25% higher base salary and negotiated from 1.5% equity. I re-funded my stagnant brokerage account and have committed to increasing my monthly savings to 20% of my income. I'm also considering starting another side hustle to build towards my goals faster."
I'm proud to say that I'm leading conversations about short and long-term planning in my marriage now, and my husband is definitely listening and participating. Being able to talk about money and investment strategically has made all the difference. I came in with a scarcity mindset, and I'm leaving with an entirely new sense of possibility.
-Sarah M.Read More
I started out the course unsure about how to make the "right" financial decisions and realized through this Circle that there is no specified "right" choice - I have the power to define the financial goals that work best for my life and how to reach them. Another big takeaway - money is power and I now have a seat at the table.
-Christine G.Read More
I didn't understand my whole picture of wealth/net value, and that was so eye opening for me (and now for my husband because I made him go through all the exercises with me). I also didn't think Real Estate was a realistic option for us, but now we're exploring what investment opportunities are worthwhile. The circle empowered me to take a hard look at what I have and what I could have...with the support of a great group of women in similar circumstances.
-Amanda T.Read More
Women need to be learning about these concepts, having these conversations, and supporting each other through making these kind of MONEY MOVES! Factora Circles are the place to do it and I'm so grateful for my experience and all the monumental shifts I've made in my financial life. Money is a mindset and it's all about rebuilding mental models and our approach to money.
-Taylor Y.Read More
After my Circle, I started seriously diving into real estate investing which shifted my mindset from wanting to purchase a single family home for myself, to looking for multifamily investment properties that could pay for themselves. I already placed an offer on a duplex!
-Chloe K.Read More
I was "good" at a lot of things-- maxing out my 401k, not spending too much and putting the rest of my money into a brokerage. However, when we were talking about millionaires it was an aha moment that NONE of them got wealthy with just one income stream.
-Ellie C.Read More
Savings and investments were not my first priority before; I paid my bills, bought my clothes/drinks/plane tickets, and then moved what I had left over into those accounts. It's not that I wasn't saving, but I had no formal plan and didn't know how much I saved in a given month. Now that money exits my checking account on autopilot and builds up regularly.
-Maggie E.Read More
I have a financial literacy now that allows me to have more open and intelligent financial/business conversations, ask better questions to keep learning instead of zoning out because I don't have any context, and approach money with a creative mindset!